UAD 3.6 marks a major shift from form-based appraisals to structured data-driven reporting. For lenders and appraisers, this change impacts everything from submission formats to underwriting automation. Here’s what’s changing, why it matters, and how to prepare operationally and technically.

Thin-comp markets present unique appraisal challenges when comparable sales are limited. This article explains how appraisers establish credible valuations using expanded analysis and provides lenders with practical guidance on interpreting adjustments, managing expectations, and supporting defensible lending decisions.

Learn how lenders can streamline the appraisal process to reduce delays and close loans faster. Discover workflow improvements, communication best practices, and technology solutions that improve appraisal turn times, enhance borrower experience, and shorten the overall loan cycle.

As the housing market enters 2026, lenders face a more stable—but increasingly localized—environment. Interest rates are expected to remain elevated, transaction volume will recover unevenly, and regional market conditions will diverge. This article explores how these trends affect appraisal demand, turnaround times, and valuation risk, and offers practical guidance to help underwriting and operations teams prepare for the year ahead.